Roof Replacement in Orangevale CA 95662

Locally Owned & Operated


Looking for the right Roofing company for your home or property? Since 1980 we have been providing Roofing services to the Orangevale area.

(844) 359-2189

(Orangevale CA 95662) –

When it comes to replacing your roof, you must decide whether to pay for it out-of-pocket, or to go through your home owners’ insurance carrier. Since roof replacement is a major part of why many people have homeowners’ insurance policies, filing a claim is the most common route. However, if you do choose to file a homeowners’ insurance claim for roof replacement, be aware that there are Frequently Asked Questions About Roof Replacement Insurance ... Orangevale CA 95662 several factors involved in the claim process. For this reason, it is important to do your research in order to understand what to expect when preparing for a roof replacement insurance claim. Continue reading to review some of the most frequently asked questions regarding roof replacement and insurance claims.

My Check is Less Than The Cost to Replace My Roof. Why?

An insurance adjuster reveals his estimate for the Orangevale CA 95662 cost of your roof, but then makes two major deductions: your deductible and depreciation/betterment. Continue below to learn the meanings behind them.

What Do All These Insurance Terms Mean? Betterment, Depreciation, RCV, ACV?

Depreciation is the loss of value in an asset, as a result of age, wear, and tear. In contrast, betterment is a term that refers to an improvement that adds to the value of a property 6 Warning Signs Your Roof Needs Repair Or Replacement That You ... Orangevale CA 95662 or facility. The current retail cost to replace the total amount of damaged or defective roofing materials is called the replacement cost value, or RCV. The actual cost value is abbreviated as ACV, and represents the actual cash value of a roofing system. The ACV takes into account general depreciation. For instance, if a roof that is meant to last 50 years becomes totaled from hail after Orangevale CA 95662 only 25, if the RVC is $30,000, the ACV is only $15,000. This depreciation is usually paid once a final invoice is submitted.

The Adjuster’s Estimate Does Not Seem Accurate. Is it a Final Estimate or Can I Dispute it?

A final estimate from an adjuster is not necessarily set in stone. If an estimate from your roofing company is different from your adjusters, there is no need to Orangevale CA 95662 worry. It is important that your roofing contractor and your insurance adjuster communicate on several areas of concern, in order to reconcile some of the discrepancies in the final estimate. If you are compelled to dispute certain depreciations, you would need to file a claim within the company, work your way up through the chain of command, and present your evidence as to why the depreciation estimates Orangevale CA 95662 are inaccurate or unreasonable. It helps to have your roofing contractor assist you with these types of claims because they can provide professional documentation of what they think is a fair resolution.

In Total, How Much Will it Cost Me to Replace My Roof?

With homeowners’ insurance, you will only be paying the deductible and any upgrades you choose. You might have to pay for the entire roof replacement Orangevale CA 95662 upfront, and then get reimbursed for it through a check sent by your insurance carrier. Some insurance companies operate this way to avoid fraud.

I Found a Roofing Company That Says They Will “Cover My Deductible.” Is This Legitimate?

No one should pay your deductible except for you. If a roofing company advertises that they will “cover your deductible”, it is an unethical and improper way of doing business. Orangevale CA 95662 A reputable roofing company will never advertise this. Furthermore, a sign allowance can be a disguise for a “cover your deductible” scam. If they offer a referral fee, in order for it to be legitimate and ethical, the fee must be the same whether a roof is purchased or not. Also, it must be reported as taxable income.

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Business Results 1 - 10 of 194

Clark's Gables Roofing
44 Reviews
1860 Sierra Gardens Dr, Roseville, CA 95661

Powers Roof Service
129 Reviews
Gutter Services, Roofing
Rocklin, CA 95677

CSR Roofing
19 Reviews
1192 Suncast Ln, Ste 1, El Dorado Hills, CA 95762

Cal-Vintage Roofing Company
45 Reviews
11257 Coloma Rd, Ste A-3, Gold River, CA 95670

Galaxy Roofing
6 Reviews
Folsom, CA 95630

Elite Roof Repair and Home Services
54 Reviews
Roofing, Siding, Painters
2795 E Bidwell St, Ste 100, Folsom, CA 95630

Nail It Roofing, Inc.
15 Reviews
El Dorado Hills, CA 95762

White River Roofing
50 Reviews
1860 Howe Ave, Sacramento, CA 95825

Tim Jones Roofing
14 Reviews
Roofing, Contractors
Roseville, CA 95661

All Slopes Roofing
12 Reviews
3415 Swetzer Rd, Ste 4A, Loomis, CA 95650


For quality workmanship and service for your residential and commercial Roofing needs, choose a company with over 38 years of service in the Orangevale area.

Highly Rated

Integrity, quality workmanship and attention to detail have made us one of the most reliable Roofing companies in Orangevale.

Quality Service

We focus on making the process as least disruptive as possible to our clients

Affordable Prices

We work hard to keep our costs low and transfer these efficiency savings on to our customers

100% California Licensed Experts

We can complete any size project  in a timely manner, without skipping any steps  or cutting any corners.


(844) 359-2189