Roof Replacement in Westbrook CT 06498

Locally Owned & Operated

HOME PROS ROOFING

Looking for the right Roofing company for your home or property? Since 1980 we have been providing Roofing services to the Westbrook area.

(844) 359-2189

(Westbrook CT 06498) –

When it comes to replacing your roof, you must decide whether to pay for it out-of-pocket, or to go through your home owners’ insurance carrier. Since roof replacement is a major part of why many people have homeowners’ insurance policies, filing a claim is the most common route. However, if you do choose to file a homeowners’ insurance claim for roof replacement, be aware that there are What to Consider Before Replacing Your Roof Westbrook CT 06498 several factors involved in the claim process. For this reason, it is important to do your research in order to understand what to expect when preparing for a roof replacement insurance claim. Continue reading to review some of the most frequently asked questions regarding roof replacement and insurance claims.

My Check is Less Than The Cost to Replace My Roof. Why?

An insurance adjuster reveals his estimate for the Westbrook CT 06498 cost of your roof, but then makes two major deductions: your deductible and depreciation/betterment. Continue below to learn the meanings behind them.

What Do All These Insurance Terms Mean? Betterment, Depreciation, RCV, ACV?

Depreciation is the loss of value in an asset, as a result of age, wear, and tear. In contrast, betterment is a term that refers to an improvement that adds to the value of a property Difference Between Roof Repair and Roof Replacement Westbrook CT 06498 or facility. The current retail cost to replace the total amount of damaged or defective roofing materials is called the replacement cost value, or RCV. The actual cost value is abbreviated as ACV, and represents the actual cash value of a roofing system. The ACV takes into account general depreciation. For instance, if a roof that is meant to last 50 years becomes totaled from hail after Westbrook CT 06498 only 25, if the RVC is $30,000, the ACV is only $15,000. This depreciation is usually paid once a final invoice is submitted.

The Adjuster’s Estimate Does Not Seem Accurate. Is it a Final Estimate or Can I Dispute it?

A final estimate from an adjuster is not necessarily set in stone. If an estimate from your roofing company is different from your adjusters, there is no need to Westbrook CT 06498 worry. It is important that your roofing contractor and your insurance adjuster communicate on several areas of concern, in order to reconcile some of the discrepancies in the final estimate. If you are compelled to dispute certain depreciations, you would need to file a claim within the company, work your way up through the chain of command, and present your evidence as to why the depreciation estimates Westbrook CT 06498 are inaccurate or unreasonable. It helps to have your roofing contractor assist you with these types of claims because they can provide professional documentation of what they think is a fair resolution.

In Total, How Much Will it Cost Me to Replace My Roof?

With homeowners’ insurance, you will only be paying the deductible and any upgrades you choose. You might have to pay for the entire roof replacement Westbrook CT 06498 upfront, and then get reimbursed for it through a check sent by your insurance carrier. Some insurance companies operate this way to avoid fraud.

I Found a Roofing Company That Says They Will “Cover My Deductible.” Is This Legitimate?

No one should pay your deductible except for you. If a roofing company advertises that they will “cover your deductible”, it is an unethical and improper way of doing business. Westbrook CT 06498 A reputable roofing company will never advertise this. Furthermore, a sign allowance can be a disguise for a “cover your deductible” scam. If they offer a referral fee, in order for it to be legitimate and ethical, the fee must be the same whether a roof is purchased or not. Also, it must be reported as taxable income.

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Business Results 1 - 10 of 67

LI Roof Repair
14 Reviews
Roofing, Gutter Services
Phone:
14 Regal Ct, St. James, NY 11780

APR Roofing & Home Improvement
7 Reviews
Roofing, Chimney Sweeps, Siding
Phone:
909 Windham Rd, South Windham, CT 06266

Bella Home Improvements
2 Reviews
Roofing, Contractors, Door Sales/Installation
Phone:
6 Sims Way, Shelton, CT 06484

American Dream Home Improvement
3 Reviews
Roofing, Windows Installation, Contractors
Phone:
150 New York Ave, Westbury, NY 11590

AM PM Roofing
2 Reviews
Roofing, Gutter Services, Siding
Phone:
81 Granite St, New London, CT 06320

Clearview Roofing and Construction
8 Reviews
Contractors, Roofing
Phone:
171 Main St, Port Washington, NY 11050

Anthony's Roofing
5 Reviews
Roofing, Siding
Phone:
130 Knickerbocker Ave, Ste N, Bohemia, NY 11716

Millstream Construction
2 Reviews
Roofing, Roof Inspectors
Phone:
East Hartford, CT 06118

American Safe Wash
3 Reviews
Window Washing, Roofing, Pressure Washers
Phone:
1271 Boston Post Rd, Ste 418, Old Saybrook, CT 06475

Four Seasons Roofing
18 Reviews
Roofing, Siding, Gutter Services
Phone:
90 Florida St, Farmingdale, NY 11735

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For quality workmanship and service for your residential and commercial Roofing needs, choose a company with over 38 years of service in the Westbrook area.

Highly Rated

Integrity, quality workmanship and attention to detail have made us one of the most reliable Roofing companies in Westbrook.

Quality Service

We focus on making the process as least disruptive as possible to our clients

Affordable Prices

We work hard to keep our costs low and transfer these efficiency savings on to our customers

100% Connecticut Licensed Experts

We can complete any size project  in a timely manner, without skipping any steps  or cutting any corners.

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(844) 359-2189