Roof Replacement in Valparaiso IN 46383

Locally Owned & Operated


Looking for the right Roofing company for your home or property? Since 1980 we have been providing Roofing services to the Valparaiso area.

(844) 359-2189

(Valparaiso IN 46383) –

When it comes to replacing your roof, you must decide whether to pay for it out-of-pocket, or to go through your home owners’ insurance carrier. Since roof replacement is a major part of why many people have homeowners’ insurance policies, filing a claim is the most common route. However, if you do choose to file a homeowners’ insurance claim for roof replacement, be aware that there are Roof Replacement Over a New Roof? Valparaiso IN 46383 several factors involved in the claim process. For this reason, it is important to do your research in order to understand what to expect when preparing for a roof replacement insurance claim. Continue reading to review some of the most frequently asked questions regarding roof replacement and insurance claims.

My Check is Less Than The Cost to Replace My Roof. Why?

An insurance adjuster reveals his estimate for the Valparaiso IN 46383 cost of your roof, but then makes two major deductions: your deductible and depreciation/betterment. Continue below to learn the meanings behind them.

What Do All These Insurance Terms Mean? Betterment, Depreciation, RCV, ACV?

Depreciation is the loss of value in an asset, as a result of age, wear, and tear. In contrast, betterment is a term that refers to an improvement that adds to the value of a property Roof Replacement is Not Optional - Replacing Your Roof Before It's ... Valparaiso IN 46383 or facility. The current retail cost to replace the total amount of damaged or defective roofing materials is called the replacement cost value, or RCV. The actual cost value is abbreviated as ACV, and represents the actual cash value of a roofing system. The ACV takes into account general depreciation. For instance, if a roof that is meant to last 50 years becomes totaled from hail after Valparaiso IN 46383 only 25, if the RVC is $30,000, the ACV is only $15,000. This depreciation is usually paid once a final invoice is submitted.

The Adjuster’s Estimate Does Not Seem Accurate. Is it a Final Estimate or Can I Dispute it?

A final estimate from an adjuster is not necessarily set in stone. If an estimate from your roofing company is different from your adjusters, there is no need to Valparaiso IN 46383 worry. It is important that your roofing contractor and your insurance adjuster communicate on several areas of concern, in order to reconcile some of the discrepancies in the final estimate. If you are compelled to dispute certain depreciations, you would need to file a claim within the company, work your way up through the chain of command, and present your evidence as to why the depreciation estimates Valparaiso IN 46383 are inaccurate or unreasonable. It helps to have your roofing contractor assist you with these types of claims because they can provide professional documentation of what they think is a fair resolution.

In Total, How Much Will it Cost Me to Replace My Roof?

With homeowners’ insurance, you will only be paying the deductible and any upgrades you choose. You might have to pay for the entire roof replacement Valparaiso IN 46383 upfront, and then get reimbursed for it through a check sent by your insurance carrier. Some insurance companies operate this way to avoid fraud.

I Found a Roofing Company That Says They Will “Cover My Deductible.” Is This Legitimate?

No one should pay your deductible except for you. If a roofing company advertises that they will “cover your deductible”, it is an unethical and improper way of doing business. Valparaiso IN 46383 A reputable roofing company will never advertise this. Furthermore, a sign allowance can be a disguise for a “cover your deductible” scam. If they offer a referral fee, in order for it to be legitimate and ethical, the fee must be the same whether a roof is purchased or not. Also, it must be reported as taxable income.

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Business Results 1 - 10 of 37

Ashford Building & Roofing
3 Reviews
Roofing, Contractors
Valparaiso, IN 46383

Tri County Roofing & Gutters
3 Reviews
Roofing, Gutter Services, Insulation Installation
858 W Lincolnway, Ste 1-G, Valparaiso, IN 46385

Affordable Remodelers
0 Reviews
Windows Installation, Door Sales/Installation, Roofing
212 E Morthland Dr Us Rt 30, Valparaiso, IN 46383

Prestige Construction
0 Reviews
Roofing, Contractors
2700 Valparaiso St, Ste 1842, Valparaiso, IN 46384

Boyer Roofing
0 Reviews
Roofing, Chimney Sweeps, Gutter Services
4 Weston St, Valparaiso, IN 46383

Terry's Discount Windows & More
3 Reviews
Windows Installation, Roofing, Gutter Services
1153 Marsh St, Ste E, Valparaiso, IN 46385

All Star Installations
5 Reviews
Roofing, Heating & Air Conditioning/HVAC, Snow Removal
1007 Rand Rd, McHenry County, IL 60051

Superior Home Renovations
1 Reviews
Damage Restoration, Roofing, Gutter Services
1270 E 86th Pl, Merrillville, IN 46410

M&M Home Remodeling Services
3 Reviews
Roofing, Windows Installation, Siding
1877 E Summit St, Crown Point, IN 46307

J & B West Roofing and Construction
4 Reviews
Roofing, Gutter Services, Insulation Installation
5263 W 400th S, LaPorte, IN 46350


For quality workmanship and service for your residential and commercial Roofing needs, choose a company with over 38 years of service in the Valparaiso area.

Highly Rated

Integrity, quality workmanship and attention to detail have made us one of the most reliable Roofing companies in Valparaiso.

Quality Service

We focus on making the process as least disruptive as possible to our clients

Affordable Prices

We work hard to keep our costs low and transfer these efficiency savings on to our customers

100% Indiana Licensed Experts

We can complete any size project  in a timely manner, without skipping any steps  or cutting any corners.


(844) 359-2189