Roof Replacement in La Grange KY 40031

Locally Owned & Operated

HOME PROS ROOFING

Looking for the right Roofing company for your home or property? Since 1980 we have been providing Roofing services to the La Grange area.

(844) 359-2189

(La Grange KY 40031) –

When it comes to replacing your roof, you must decide whether to pay for it out-of-pocket, or to go through your home owners’ insurance carrier. Since roof replacement is a major part of why many people have homeowners’ insurance policies, filing a claim is the most common route. However, if you do choose to file a homeowners’ insurance claim for roof replacement, be aware that there are 6 Warning Signs Your Roof Needs Repair Or Replacement That You ... La Grange KY 40031 several factors involved in the claim process. For this reason, it is important to do your research in order to understand what to expect when preparing for a roof replacement insurance claim. Continue reading to review some of the most frequently asked questions regarding roof replacement and insurance claims.

My Check is Less Than The Cost to Replace My Roof. Why?

An insurance adjuster reveals his estimate for the La Grange KY 40031 cost of your roof, but then makes two major deductions: your deductible and depreciation/betterment. Continue below to learn the meanings behind them.

What Do All These Insurance Terms Mean? Betterment, Depreciation, RCV, ACV?

Depreciation is the loss of value in an asset, as a result of age, wear, and tear. In contrast, betterment is a term that refers to an improvement that adds to the value of a property 6 Warning Signs Your Roof Needs Repair Or Replacement That You ... La Grange KY 40031 or facility. The current retail cost to replace the total amount of damaged or defective roofing materials is called the replacement cost value, or RCV. The actual cost value is abbreviated as ACV, and represents the actual cash value of a roofing system. The ACV takes into account general depreciation. For instance, if a roof that is meant to last 50 years becomes totaled from hail after La Grange KY 40031 only 25, if the RVC is $30,000, the ACV is only $15,000. This depreciation is usually paid once a final invoice is submitted.

The Adjuster’s Estimate Does Not Seem Accurate. Is it a Final Estimate or Can I Dispute it?

A final estimate from an adjuster is not necessarily set in stone. If an estimate from your roofing company is different from your adjusters, there is no need to La Grange KY 40031 worry. It is important that your roofing contractor and your insurance adjuster communicate on several areas of concern, in order to reconcile some of the discrepancies in the final estimate. If you are compelled to dispute certain depreciations, you would need to file a claim within the company, work your way up through the chain of command, and present your evidence as to why the depreciation estimates La Grange KY 40031 are inaccurate or unreasonable. It helps to have your roofing contractor assist you with these types of claims because they can provide professional documentation of what they think is a fair resolution.

In Total, How Much Will it Cost Me to Replace My Roof?

With homeowners’ insurance, you will only be paying the deductible and any upgrades you choose. You might have to pay for the entire roof replacement La Grange KY 40031 upfront, and then get reimbursed for it through a check sent by your insurance carrier. Some insurance companies operate this way to avoid fraud.

I Found a Roofing Company That Says They Will “Cover My Deductible.” Is This Legitimate?

No one should pay your deductible except for you. If a roofing company advertises that they will “cover your deductible”, it is an unethical and improper way of doing business. La Grange KY 40031 A reputable roofing company will never advertise this. Furthermore, a sign allowance can be a disguise for a “cover your deductible” scam. If they offer a referral fee, in order for it to be legitimate and ethical, the fee must be the same whether a roof is purchased or not. Also, it must be reported as taxable income.

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Business Results 1 - 10 of 14

Jeff Home Improvements
5 Reviews
Roofing, Windows Installation, Siding
Phone:
5509 Hamburg Pike, Jeffersonville, IN 47130

Lyons Roofing
3 Reviews
Roofing, Windows Installation, Gutter Services
Phone:
4317 Murphy Rd, Memphis, IN 47143

All Good Roofing
0 Reviews
Roofing, Siding, Contractors
Phone:
Crestwood, KY 40014

Elite Roofing
0 Reviews
Roofing, Windows Installation, Gutter Services
Phone:
12307 Old Lagrange Rd, Louisville, KY 40245

Full Guard Roofing
0 Reviews
Roofing, Roof Inspectors, Siding
Phone:
Louisville, KY 40245

Assurance Roofing
0 Reviews
Roofing
Phone:
1600 Hialeah Ct, Goshen, KY 40026

ProClaim Roofing & Home Repair
1 Reviews
Roofing, Gutter Services, Windows Installation
Phone:
10629 Henning Way, Ste 10A, Louisville, KY 40241

Paramount Exteriors
1 Reviews
Roofing, Siding, Gutter Services
Phone:
10340 Bluegrass Pkwy, Louisville, KY 40299

Sawyer Construction & Roofing
1 Reviews
Roofing, Windows Installation, Gutter Services
Phone:
1115 S 4th St, Fl 3, Louisville, KY 40203

Web Roof Coatings
0 Reviews
Roofing
Phone:
10551 Henry Ford Rd, Bennington, IN 47011

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For quality workmanship and service for your residential and commercial Roofing needs, choose a company with over 38 years of service in the La Grange area.

Highly Rated

Integrity, quality workmanship and attention to detail have made us one of the most reliable Roofing companies in La Grange.

Quality Service

We focus on making the process as least disruptive as possible to our clients

Affordable Prices

We work hard to keep our costs low and transfer these efficiency savings on to our customers

100% Kentucky Licensed Experts

We can complete any size project  in a timely manner, without skipping any steps  or cutting any corners.

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(844) 359-2189